call from the insurance co

Mom got a call from the social worker at the insurance co late this past week. The woman was very nice but basically wanted to tell us about the benefits of medicaid that Joseph would be eligible for. Since we had already explored these and knew that they would not give the amount of support needed for Joe and his needs we basically declined.

This is not news to us, as our decision was already made on this, just news to the insurance co. the decision is reasonable since the state would only pay for up to 16 hours of nursing care and at much lower rates, and on top of that the other needs that Joe has like medications would come out of that amount. So we believe we would be operating with much lower than 16 hours of actual coverage. If Joseph was not so severe as to need 24 hour monitoring this amount might be adequate.

We are praying that Joseph will receive the best available care, and that the transition would not wipe us out in the process...that is if one is going to happen at all!